Bridge & Hard Money Loans
Fast, asset-based capital for time-sensitive deals — value-add acquisitions, recapitalizations, distressed purchases, and bridge-to-perm scenarios.
Best for
- Time-sensitive acquisitions
- Value-add and reposition plays
- Bridge to permanent financing
- Cash-out refinance and recap
What you'll need to qualify
- Strong asset (LTV typically up to 65–75%)
- Clear, credible exit (refi, sale, or stabilization)
- Sponsor liquidity and net worth requirements
- Light credit requirements compared to bank debt
How it works
- 1
Submit a brief deal summary — property, sponsor, business plan, and exit.
- 2
We tap our private lender and debt fund network for asset-based pricing — credit-light, equity-heavy underwriting.
- 3
Term sheet typically within 48 hours; close in 5–15 business days.
The trade-offs
Pros
- • Closes in days, not months
- • Approval based on the asset and exit, not just credit
- • Flexible structures — interest-only, no prepay
Trade-offs
- • Higher rate than bank or agency debt
- • Short term — exit must be credible
- • Origination points typical (1–3 pts)
See what you qualify for
Compare Bridge loan offers from 75+ lenders. No credit hit, no obligation.
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