Commercial & Real Estate Lending

Smart Matching.
Simplified Lending.

Caplli is your partner in commercial real estate, hotel, and business financing — from $1M to $50M+. We match your deal to the right capital partner from our nationwide lender network.

Approvals in 2–5 days Banks, agency, and private lenders Dallas-based, nationwide

Sample term sheet

$8.5M

Hotel acquisition · Dallas MSA · 10-year fixed

Loan-to-cost

68%

Amortization

25 years

Time to close

52 days

Recourse

Limited

See what your deal qualifies for
Trusted commercial broker — banks, agency, SBA, private capital
loan size range
$1M – $50M+
to approval
2 – 5 days
lender network
Nationwide
served
DFW + 50 states

Capital sourced from

Bank network SBA Preferred Lenders Fannie Mae / Freddie Mac HUD / FHA CMBS Private debt funds
Our main loan categories

Helping you navigate every step

Commercial real estate, hotels, multifamily, construction, SBA — and the working-capital products that round out the stack. From $1M to $50M+.

Featured

Commercial Real Estate Loans

$1M – $50M+

Acquisition, refinance, and value-add financing for retail, office, industrial, mixed-use, and other income-producing commercial properties nationwide.

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Featured

Hotel & Hospitality Financing

$2M – $50M+

Specialized capital for hotel acquisitions, refinances, PIPs, and ground-up construction. Flagged, boutique, and independent properties — limited service to full service.

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Construction Loans

$1M – $50M+

Ground-up construction and major renovation financing for commercial, multifamily, hospitality, and mixed-use developments. Interest-only during construction.

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Bridge & Hard Money Loans

$500K – $25M

Fast, asset-based capital for time-sensitive deals — value-add acquisitions, recapitalizations, distressed purchases, and bridge-to-perm scenarios.

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SBA 7(a) & 504 Loans

$500K – $5M (7a) / $5M+ (504)

Government-guaranteed financing with the longest terms and lowest down payments — for owner-occupied real estate, business acquisitions, and major equipment.

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Multifamily Property Loans

$1M – $50M+

Acquisition, refinance, and construction financing for apartment buildings — small balance to large institutional. Agency, bank, debt fund, and HUD options.

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Working Capital & Business Lines of Credit

$100K – $5M

Flexible operating capital — revolving lines, term loans, and business credit cards — for cash-flow management, growth, and opportunity capture.

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Invoice Factoring & A/R Financing

Up to $10M facility

Convert outstanding receivables into immediate working capital. Approval based on your customers' credit, not yours. Ideal for B2B and B2G businesses.

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Our process

Our process is simple

From first application to funded — five steps designed to cut decision times and increase approvals.

  1. 01

    Apply Online

    Submit a brief application with your deal summary — property, sponsor, and capital request. Takes about 5 minutes.

  2. 02

    Smart Profile Building

    We build a complete financial and asset profile using your documents and intelligent data tools. No back-and-forth on basics.

  3. 03

    Due Diligence

    Our team verifies sponsor and asset fundamentals — DSCR, LTV, business cash flow — and packages the deal for lender review.

  4. 04

    Smart Matching

    We match your deal to lenders with active appetite — banks, agency, debt funds, SBA, and private capital — and negotiate terms on your behalf.

  5. 05

    Get Funded

    You select the term sheet that fits. Most loans close in 2–5 days for bridge / working capital, 30–90 days for CRE and SBA.

Why Caplli

Less uncertainty. More approvals.

We're not a single lender — we're your matching engine across the entire commercial capital stack. Built for speed, structured for fit.

Smart Technology Advantage

We use intelligent tools to analyze your business, build a complete financial profile, and connect you with the right capital partner — faster than traditional brokerage.

Performance-Based Lending

Decisions are based on the strength of your business and asset fundamentals — not just personal credit. The right structure for your real situation.

Extensive Lender Network

Access banks, credit unions, agency, debt funds, SBA Preferred Lenders, and private capital — nationwide. One application, the right execution.

Customized Loan Structures

Every deal is structured around your goals — recourse, non-recourse, fixed, floating, interest-only — matched to the right asset and exit.

Transparent Approach

Costs are clear, timelines are realistic. You see all-in pricing, structure, and exit considerations before you commit — no surprises at closing.

Streamlined Approvals

Tech-enabled onboarding lets us deliver decisions in days, not weeks. Many loans approved in 2–5 days, depending on type and lender.

Client stories

Real deals. Real outcomes.

From hotel acquisitions to value-add multifamily, sponsors trust Caplli to find the right capital partner — and close.

"Caplli closed our $12M hotel acquisition in under 60 days when our previous lender backed out at the last minute. They knew exactly which bank to call."

Funded

$12,000,000

Use

Hotel acquisition

DP

David Patel

Principal, Patel Hospitality Group · Dallas, TX

"We needed bridge capital fast for a value-add multifamily play. Caplli had a term sheet in 48 hours and closed in 11 days. The take-out is already lined up."

Funded

$6,500,000

Use

Bridge / multifamily

SC

Sarah Chen

Managing Partner, Chen Capital · Plano, TX

"SBA 504 for our owner-occupied office acquisition — 90% financing, 25-year amortization. Caplli walked us through every document. Smoothest deal we've done."

Funded

$3,800,000

Use

SBA 504 owner-occupied

MR

Marcus Reyes

Owner, Reyes Construction Holdings · Fort Worth, TX

FAQs about our lending marketplace

Questions, answered

Don't see yours? Get in touch — or call (945) 235-6904.

Is Caplli a lender or a broker?

Caplli is a commercial finance broker and capital advisor. We don't lend our own balance sheet — we match your deal to the right lender from our nationwide network of banks, credit unions, agency, debt funds, SBA Preferred Lenders, and private capital sources.

What size loans does Caplli arrange?

Most of our deals are between $1M and $50M+. We focus on commercial real estate (CRE), hotel and hospitality, multifamily, construction, SBA 7(a) and 504, bridge / hard money, and large-balance working capital. We can occasionally accommodate smaller deals where the structure is a fit.

How fast can you close a commercial loan?

It depends on the product. Bridge and hard money loans typically close in 5–15 business days. Working capital and lines of credit close in days to a couple of weeks. Conventional CRE and SBA loans typically close in 30–90 days. Hotels with franchise approvals can take 45–75 days.

What property types do you finance?

We arrange financing for hotels and hospitality (flagged, boutique, independent), multifamily (5+ units), retail, office, industrial, mixed-use, self-storage, owner-occupied commercial, and ground-up construction. If it's commercial and income-producing, we can usually find a fit.

Do I need to be in Texas to work with Caplli?

No. Caplli is headquartered in Dallas and serves the entire DFW Metroplex (Fort Worth, Plano, Frisco, Irving, Garland, McKinney, Arlington, Flower Mound), but we arrange financing nationwide across all 50 states.

What documents will I need to apply?

For CRE: rent rolls, T-12 P&L, property photos, sponsor financial statement, REO schedule, and the purchase contract or refinance summary. For SBA and business loans: 3 years of business and personal tax returns, YTD financials, and bank statements. We'll send a precise list once we understand the deal.

Will applying affect my credit?

No. Our initial application uses soft credit and business profile data only. A hard credit pull happens only once a specific lender begins formal underwriting, with your express consent.

What does it cost to use Caplli?

Pre-qualification and term sheet sourcing are free. Caplli is compensated by the lender at closing, similar to a real estate broker — never by an upfront fee from you. Where market-standard origination points apply, they are clearly disclosed in advance.

Building a smarter path to funding.

Whether it's a hotel acquisition, a multifamily refinance, ground-up construction, or an SBA-backed owner-occupied deal — let's see what Caplli can structure for you.

Dallas-based commercial finance. Serving sponsors and operators nationwide.