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Hotel loan

Hotel & Hospitality Financing

Specialized capital for hotel acquisitions, refinances, PIPs, and ground-up construction. Flagged, boutique, and independent properties — limited service to full service.

See my options How it works

Best for

  • Hotel acquisitions and refinances
  • Property Improvement Plan (PIP) financing
  • Ground-up hotel construction & conversions
  • Flagged, boutique, and independent hotels

What you'll need to qualify

  • Stabilized RevPAR / DSCR 1.30x+ (acquisitions)
  • Sponsor with hospitality operating experience
  • Franchise approval (for flagged properties)
  • Up to 65–75% LTV depending on flag and market

How it works

  1. 1

    Submit STR/Smith Travel data, P&L, occupancy, and sponsor experience.

  2. 2

    We match your deal to lenders with active hotel appetite and current pricing — banks, debt funds, CMBS, and SBA where applicable.

  3. 3

    Receive term sheets, navigate lender DD and franchise approvals, and close typically in 45–75 days.

The trade-offs

Pros

  • • Hotel-specific lender network actively in the space
  • • Construction, PIP, and acquisition under one roof
  • • Experienced with both branded and independent

Trade-offs

  • • Longer close due to franchise and lender DD
  • • Interest reserves typical for construction/PIP
  • • Tighter underwriting for non-flagged or rural assets

See what you qualify for

Compare Hotel loan offers from 75+ lenders. No credit hit, no obligation.

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