Hotel loan

Hotel & Hospitality Financing

Specialized capital for hotel acquisitions, refinances, PIPs, and ground-up construction. Flagged, boutique, and independent properties — limited service to full service.

See my options How it works

Best for

  • Hotel acquisitions and refinances
  • Property Improvement Plan (PIP) financing
  • Ground-up hotel construction & conversions
  • Flagged, boutique, and independent hotels

What you'll need to qualify

  • Stabilized RevPAR / DSCR 1.30x+ (acquisitions)
  • Sponsor with hospitality operating experience
  • Franchise approval (for flagged properties)
  • Up to 65–75% LTV depending on flag and market

How it works

  1. 1

    Submit STR/Smith Travel data, P&L, occupancy, and sponsor experience.

  2. 2

    We match your deal to lenders with active hotel appetite and current pricing — banks, debt funds, CMBS, and SBA where applicable.

  3. 3

    Receive term sheets, navigate lender DD and franchise approvals, and close typically in 45–75 days.

The trade-offs

Pros

  • • Hotel-specific lender network actively in the space
  • • Construction, PIP, and acquisition under one roof
  • • Experienced with both branded and independent

Trade-offs

  • • Longer close due to franchise and lender DD
  • • Interest reserves typical for construction/PIP
  • • Tighter underwriting for non-flagged or rural assets

Not ready to apply?

Ask us about Hotel & Hospitality Financing

Tell us roughly what you need and a Caplli advisor will come back with real lender appetite — no application, no credit pull.

No credit check to enquire · we never sell your details
A $500 credit review & due diligence fee applies once you formally apply — refunded if we can't get you terms.

See what you qualify for

Compare Hotel loan offers from 75+ lenders. No credit hit, no obligation.

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Questions

Hotel loan — common questions

What loan amounts does Hotel loan financing cover?

$2M – $100M+. Stabilized RevPAR / DSCR 1.30x+ (acquisitions)

How fast can a Hotel loan close?

45 – 75 days. Receive term sheets, navigate lender DD and franchise approvals, and close typically in 45–75 days.

What rate should I expect?

Competitive market rates for well-qualified borrowers, on terms of 5 – 25 years. Actual pricing depends on leverage, sponsor experience, asset quality and where the debt markets are — the rate on your term sheet is the one that counts.

What do I need to qualify?

Stabilized RevPAR / DSCR 1.30x+ (acquisitions). Sponsor with hospitality operating experience. Franchise approval (for flagged properties). Up to 65–75% LTV depending on flag and market.

What should I watch out for?

Longer close due to franchise and lender DD. Interest reserves typical for construction/PIP. Tighter underwriting for non-flagged or rural assets. We'll tell you which of these actually bite on your deal rather than leaving you to find out at underwriting.

Ready when you are

Ready to price a Hotel loan?

Submit the deal and we'll bring you competing terms from lenders with active appetite — or talk it through with an advisor first.

Start your application → Schedule a call

Free quote, no credit check.