Commercial Real Estate Loans – Nationwide CRE Financing Solutions
At Caplli, we know that commercial real estate is one of the most powerful ways to build wealth and expand business opportunities.
But we also know that securing the right financing can be complicated, time-consuming, and full of roadblocks. That’s why we’ve built a smarter, streamlined system for connecting investors, developers, and business owners with the financing they need.
From multifamily apartments and office buildings to retail centers, hotels, warehouses, and mixed-use properties, we provide tailored loan solutions designed to meet your project’s unique needs. Based in Dallas, TX, and serving clients nationwide, Caplli blends advanced technology, performance-based lending, and a network of 500+ banks, credit unions, and private capital partners to deliver better approvals, faster decisions, and more competitive terms.
Smart Matching. Simplified Lending.
Why Choose Caplli for Commercial Real Estate Financing?
Commercial real estate financing is rarely one-size-fits-all. Every deal comes with unique property types, market conditions, and borrower goals. At Caplli, we take a personalized approach, analyzing your project, financial profile, and investment strategy to match you with the best lender and loan structure available.
What sets us apart:
- Nationwide Lender Network: Access 500+ banks, credit unions, private lenders, and institutional investors
- Performance-Based Lending: We highlight your business’s strengths, not just your credit score
- Faster Approvals: Our streamlined process cuts down on delays and keeps your project moving
SBA Loans for Owner-Occupied Properties
SBA 7(a) Loans
Highly flexible and versatile, SBA 7(a) loans can be used for purchasing real estate, refinancing existing debt, or funding business expansion tied to property. They offer longer repayment terms (up to 25 years) and lower down payments than conventional financing.
SBA 504 Loans
Designed for fixed assets like commercial property and large equipment, the SBA 504 combines bank lending with SBA-backed financing. Borrowers benefit from low down payments, long-term fixed interest rates, and favorable amortization schedules.
Conventional Commercial Real Estate Loans
For stabilized properties with strong performance, conventional loans through banks and credit unions remain a popular choice. They typically offer competitive interest rates, flexible loan amounts, and standard repayment terms.
Conventional loans are often used for:
- Multifamily properties
- Retail shopping centers
- Office buildings
- Industrial facilities
- Mixed-use developments
While these loans often require stronger credit and higher down payments (20%+), they provide reliable long-term financing for borrowers with established track records.
Commercial Real Estate Loan Programs We Offer
New Construction Loans – For developers breaking ground on new projects, we offer construction loans that provide the capital to cover building costs until the property is stabilized.
Equity-Based Loans – We arrange equity-based loans, secured by your property’s existing value, allowing you to tap into the equity of owned assets.
Bridge Loans – Short-term financing to cover a gap between acquisition and permanent financing, providing fast access to capital for acquisitions or value-add projects.
CMBS Loans – For larger, institutional-grade properties, offering competitive rates, higher leverage, and longer fixed terms.
Agency Loans – Multifamily financing through Fannie Mae and Freddie Mac with non-recourse financing and competitive rates.
HUD Loans – Long-term, government-backed financing for healthcare, senior housing, and multifamily properties.
Benefits of Commercial Real Estate Loans
- Access to Significant Capital – Finance large acquisitions and developments.
- Competitive Interest Rates – Especially with SBA, agency, and HUD-backed programs.
- Longer Repayment Terms – Stretch payments across decades for manageable monthly costs.
- Equity Growth – Build net worth as your property appreciates.
- Tax Advantages – Potential deductions for mortgage interest and property-related expenses.
- Diverse Options – From bridge financing to CMBS loans, we tailor solutions to your needs.
Who Qualifies for a
Commercial Real Estate Loan?
Qualification requirements vary depending on the loan program, but most lenders look at: Credit score (620+ for conventional loans, lower for SBA and alternative options), Stable business income or property cash flow, Down payment or equity contribution, Property appraisal and valuation standards, and Debt-to-income or debt service coverage ratios (DSCR). Even if you’ve been turned down elsewhere, Caplli specializes in restructuring and finding creative commercial loan solutions that give you the best chance at approval.
Frequently Asked Questions
We work with multifamily, retail, office, industrial, hospitality, mixed-use, healthcare, and senior housing properties.
Yes. We arrange construction loans for ground-up projects and major renovations through SBA, conventional, and private lenders.
Bridge loans may close in as little as a week. SBA, HUD, and CMBS loans typically take longer but provide more favorable long-term terms.
Absolutely. While we’re based in Dallas, we provide CRE financing solutions nationwide.
We specialize in performance-based lending and equity-based solutions, often finding paths to approval even when others can’t.
Start Your Commercial Real Estate Loan Process Today
At Caplli, we make complex commercial real estate financing simpler, faster, and more effective. Whether you’re acquiring a stabilized multifamily property, developing a new hotel, refinancing an office building, or pursuing a large-scale project with HUD or CMBS backing, we’re here to guide you through every step.
Challenges in Securing Commercial Real Estate Financing: CRE financing can be complex, and many borrowers face high down payment requirements, strict credit and income criteria, complicated loan structures, lengthy approval timelines, and extensive documentation demands. Caplli helps overcome these challenges by matching borrowers with lenders best suited to their profile, negotiating lower down payments where possible, structuring loans for long-term success, troubleshooting issues before they cause delays, and leveraging our nationwide network for better rates and terms.
From the first consultation to closing day, our mission is to simplify the process, secure the best terms, and get your project funded on time.
Less uncertainty. More approvals. Powered by Caplli.