Residential Real Estate Loans – Smarter Financing for Investors Nationwide
At Caplli, we know that residential real estate is one of the most dynamic ways to grow wealth, build equity, and generate long-term income.
But whether you’re flipping a property, managing rentals, or bridging the gap on a new purchase, the right financing makes all the difference. That’s why we provide flexible residential real estate loan programs designed for investors, landlords, and developers.
From fix and flip loans for fast-turnaround projects to DSCR loans for rental portfolios to bridge loans that fill short-term funding gaps, our goal is to make financing simpler, faster, and more accessible—no matter where you’re investing. Based in Dallas, TX, and serving clients nationwide, Caplli leverages smart technology and a nationwide lender network to connect you with competitive rates, faster approvals, and loan structures tailored to your goals.
Smart Matching. Simplified Lending.
Residential real estate investors know that timing is everything. When you’re purchasing a distressed property, renovating it, and preparing for resale, you need financing that works as fast as you do. Fix and flip loans are short-term financing solutions designed for investors who want to buy, rehab, and sell properties quickly.
Benefits include:
- Fast approvals to help you close quickly in competitive markets
- Short-term structures aligned with renovation and resale timelines
- Funding available for both purchase and rehab costs
- Flexible underwriting that considers project potential, not just credit
For investors building rental portfolios, traditional mortgages often come with strict personal income documentation that doesn’t reflect the true strength of your properties. Instead of focusing on your personal income, a DSCR loan evaluates whether the property’s rental income can cover its debt obligations.
Benefits include:
- Approval based on rental income, not personal W-2s or tax returns
- Streamlined documentation compared to conventional mortgages
- Ideal for single-family rentals, townhomes, and multifamily properties
- Scalable financing that grows as your portfolio expands
In residential investing, timing gaps often occur. Maybe you’re waiting for a property sale to close before acquiring your next investment. Bridge loans are short-term financing solutions that cover the gap between transactions, ensuring you don’t miss opportunities.
Benefits include:
- Quick closings to help you act fast on opportunities
- Short-term structures (typically 6–24 months)
- Useful for acquisitions, refinances, or cash-out scenarios
- Flexibility while waiting on permanent financing
Our Streamlined Process
Apply Online – Complete a quick form with your business and property details.
Profile Building – Our system organizes your financials and property information into a lender-ready package.
Smart Matching – We connect you with lenders that best fit your investment strategy.
Approval & Funding – Many clients receive approval within days, with funding shortly after.
Our goal is always to reduce friction, cut down decision times, and help you move forward with confidence.
Why Choose Caplli for Residential Real Estate Financing?
- Nationwide Lender Network – Access to 500+ banks, credit unions, and private lenders.
- Faster Turnaround – Approvals and funding in days, not weeks.
- Performance-Based Lending – We focus on your property and cash flow, not just your credit score.
- Flexible Structures – Fix and flip, DSCR, and bridge loans available for all types of investors.
- Personalized Support – We guide you from application through closing to ensure a seamless process.
Who Can Benefit from
Residential Real Estate Loans?
Our programs are designed for: Fix and Flip Investors – Buying distressed properties, renovating, and reselling. Rental Portfolio Owners – Using DSCR loans to expand holdings. Developers and Builders – Using bridge loans to cover acquisition and construction gaps. First-Time Investors – Leveraging flexible loan structures to break into the market. Whether you’re managing one property or a portfolio of dozens, Caplli has the tools to help you succeed.
Frequently Asked Questions
Many fix and flip loans can close within a week, depending on the lender and property details.
Most lenders look for a DSCR of 1.0 or higher, meaning rental income covers debt obligations. Higher ratios may qualify you for better terms.
Bridge loans are typically short-term (6–24 months), designed to cover gaps until permanent financing is secured.
Yes. DSCR loans and equity-based options can provide financing based on property performance, not just personal financials.
Power Your Residential Real Estate Success with Caplli
At Caplli, we believe no investor should lose an opportunity because of slow or restrictive financing. That’s why we offer fix and flip loans, DSCR loans, and bridge loans that are built to move as fast as the residential real estate market itself.
Common Challenges We Solve: Residential investors often face challenges like tight closing deadlines in competitive markets, strict traditional mortgage requirements, limited access to renovation funding, and gaps between acquisitions and permanent financing. Caplli helps overcome these hurdles with creative, tailored solutions backed by technology and a diverse lender network.
With our technology-driven platform, performance-based approach, and nationwide network of lenders, we make it easier to fund your next deal, scale your portfolio, and achieve long-term success in real estate investing.
Less uncertainty. More approvals. Powered by Caplli.