Term Loans – Flexible Financing for Businesses Nationwide
At Caplli, we know that access to reliable financing is often the difference between maintaining stability and achieving real growth.
That’s why we specialize in providing tailored term loan solutions for businesses, real estate investors, and entrepreneurs across the United States. Whether you need working capital, are planning a property purchase, or are looking to invest in long-term growth, our marketplace makes financing faster, simpler, and more accessible.
Our smart technology doesn’t just connect you with lenders—it analyzes your financials, credit health, and business performance to match you with the right structure and terms. From there, we streamline the process so you can secure the capital you need without weeks of uncertainty and endless paperwork. With Caplli, you get more than a loan—you get clarity, confidence, and a trusted partner committed to your success.
Smart Matching. Simplified Lending.
What Is a Term Loan?
A term loan is a traditional financing option where you borrow a lump sum of money upfront and repay it over a fixed period with regular installments. Terms can range from one year to as long as 25 years, depending on the loan size, purpose, and lender.
Unlike lines of credit or short-term advances, term loans are designed to provide stable, predictable financing that supports long-term planning. They’re one of the most versatile tools available to business owners, and with Caplli, they’re easier to secure than ever before.
Business Term Loans
For everyday growth and expansion, providing the capital you need to move forward with confidence. Flexible repayment schedules and competitive rates make them ideal for long-term stability.
Real Estate Term Loans
Financing for purchasing, refinancing, or renovating commercial property. We secure favorable terms, long repayment horizons, and cost-effective structures for your investments.
Working Capital Term Loans
Provides immediate liquidity for growth spurts, seasonal fluctuations, or unexpected expenses. Our lender-ready profiles and smart matching help secure funds quickly.
Caplli isn’t just another financing company—we’re a lending marketplace powered by technology and built for small businesses.
Why Choose Caplli for Term Loans?
- Less Uncertainty. More Approvals: We analyze your financials and build a complete lender-ready profile to improve approval odds.
- Nationwide Lender Network: Access to over 500 banks, credit unions, and private lenders for competitive terms.
- Tech-Driven Matching: Evaluates performance, cash flow, and credit health to identify the most likely lenders.
- Streamlined Process: Simplified documentation, faster decision times, and quicker funding.
- Client-First Approach: Advocacy, cost transparency, and guidance through every step.
Our Process: Simple, Transparent, Effective
Apply Online – Fill out our secure, easy-to-use application.
Profile Building – Our platform organizes your financials into a professional, lender-ready package.
Smart Matching – We connect you to lenders most aligned with your business profile and goals.
Select & Fund – Review your offers, choose the best structure, and close quickly.
Who Qualifies for a Term Loan?
Qualification depends on factors like your credit history, cash flow, business performance, and the purpose of the loan. While traditional lenders may set rigid requirements, our technology allows us to identify lenders who are open to your unique profile. Even if you’ve faced rejections in the past, we can help create a stronger application and match you with lenders better suited to your needs.
Industries We Serve
Our term loan solutions support a wide variety of industries, including retail and e-commerce, restaurants and hospitality, healthcare and dental practices, transportation and logistics, construction and real estate, manufacturing and distribution, and professional and technology services.
No matter your industry, our mission remains the same: to deliver the right financing, with the right terms, at the right time.
Partner With Caplli
At Caplli, we’re committed to simplifying business lending and giving entrepreneurs the tools to thrive. Term loans are one of the most powerful financing options available, and with our marketplace-driven approach, securing one has never been easier. Whether your goal is to grow your business, invest in real estate, or maintain strong working capital, we’re here to help you access commercial loan solutions that fuel long-term success.
With Smart Matching. Simplified Lending., you’ll gain more than just capital—you’ll gain a trusted partner dedicated to your growth.
Less uncertainty. More approvals. Powered by Caplli.