Commercial & real estate lending

Smart matching.
Simplified lending.

Caplli matches commercial real estate, hotel, and business deals to the right capital partner — from $1M to $50M+, across a nationwide network of 500+ lenders. One application. The lenders that actually finance your deal.

  • Broker, not a lender

    We work for you, not a balance sheet

  • No upfront fees

    Paid by the lender at closing

  • Soft credit only

    No hard pull until you choose a term sheet

Sample term sheet

$8.5M

Hotel acquisition · Dallas MSA · 10-year fixed

Funded
Loan-to-cost
68%
Amortization
25 years
Time to close
52 days
Recourse
Limited
See what your deal qualifies for

Representative terms. Not an offer of credit.

$1M – $50M+
Loan size range

Bridge to permanent

500+
Lender partners

Banks, agency, SBA, private

2 – 5 days
To term sheet

Bridge & working capital

50 states
Nationwide

Headquartered in Dallas

Problems we solve

Commercial financing shouldn't be this hard.

Three specific problems every commercial borrower runs into — and how Caplli's platform solves each one.

Marketplace

Can't find the right lender for your deal?

Every capital source specializes — asset class, deal size, sponsor profile, structure. Caplli's matching engine identifies which of our 500+ partners actually finances your specific deal. One application reaches the ones that fit — no wasted submissions.

Smart matching

Not sure your rate and terms are the best out there?

Caplli pulls competing term sheets in parallel. Instead of guessing whether one lender's offer is competitive, you see the actual market — multiple executable options side-by-side, structured to your goals (recourse, amortization, IO, prepay). We negotiate on your behalf before you sign.

Full-service

Buried in documentation and back-and-forth with lenders?

Submit your file once. Caplli's team builds the underwriting-ready package, handles document requests from the lender, and shepherds the deal through origination to closing. You stop being the middleman between your CPA, your appraiser, and the lender.

Not sure where you stand?

Find out if your deal is fundable in 90 seconds.

No documents, no credit pull — just your deal basics.

Am I Fundable?
What we finance

Every step of the capital stack

Commercial real estate, hotels, multifamily, construction, SBA — plus the working-capital products that round out the stack. $1M to $50M+.

Featured

Commercial Real Estate Loans

$1M – $50M+

Acquisition, refinance, and value-add financing for retail, office, industrial, mixed-use, and other income-producing commercial properties nationwide.

Learn more
Featured

Hotel & Hospitality Financing

$2M – $50M+

Specialized capital for hotel acquisitions, refinances, PIPs, and ground-up construction. Flagged, boutique, and independent properties — limited service to full service.

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Construction Loans

$1M – $50M+

Ground-up construction and major renovation financing for commercial, multifamily, hospitality, and mixed-use developments. Interest-only during construction.

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Bridge & Hard Money Loans

$500K – $25M

Fast, asset-based capital for time-sensitive deals — value-add acquisitions, recapitalizations, distressed purchases, and bridge-to-perm scenarios.

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SBA 7(a) & 504 Loans

$500K – $5M (7a) / $5M+ (504)

Government-guaranteed financing with the longest terms and lowest down payments — for owner-occupied real estate, business acquisitions, and major equipment.

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Multifamily Property Loans

$1M – $50M+

Acquisition, refinance, and construction financing for apartment buildings — small balance to large institutional. Agency, bank, debt fund, and HUD options.

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Working Capital & Business Lines of Credit

$100K – $5M

Flexible operating capital — revolving lines, term loans, and business credit cards — for cash-flow management, growth, and opportunity capture.

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Invoice Factoring & A/R Financing

Up to $10M facility

Convert outstanding receivables into immediate working capital. Approval based on your customers' credit, not yours. Ideal for B2B and B2G businesses.

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Residential Investment (1–4 Unit) Loans

$100K – $3M per property

DSCR and non-QM financing for single-family rentals, duplexes, triplexes, and fourplexes. Qualify on the property's cash flow — not your personal DTI. Portfolio loans for investors with 5+ doors.

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Our process

Five steps, start to funded

Designed to cut decision time and raise approval odds — you do step one, we do the rest.

  1. 1

    Apply online

    ~5 min

    A brief application — property, sponsor, capital request. About 5 minutes.

  2. 2

    Profile building

    Same day

    We build the financial and asset profile from your documents. No back-and-forth on basics.

  3. 3

    Due diligence

    2–4 days

    DSCR, LTV, and cash flow verified, then packaged into an underwriting-ready file.

  4. 4

    Smart matching

    Parallel

    Your deal goes to the lenders with active appetite for it. We negotiate terms on your behalf.

  5. 5

    Get funded

    You choose

    You pick the term sheet. Bridge closes in 5–15 days; CRE and SBA in 30–90.

Start step one

Soft credit only — no hard pull until you choose a term sheet.

Why Caplli

Less uncertainty. More approvals.

We're not a single lender — we're the matching engine across the entire commercial capital stack. Built for speed, structured for fit.

Smart technology advantage

Intelligent tooling builds a complete financial profile and surfaces the right capital partner faster than traditional brokerage.

Performance-based lending

Decisions follow business and asset fundamentals — not just personal credit. The right structure for your actual situation.

500+ lender network

Banks, credit unions, agency, debt funds, SBA preferred lenders, and private capital. One application, the right execution.

Customized structures

Recourse or non-recourse, fixed or floating, interest-only — structured around your goals, asset, and exit.

Transparent economics

All-in pricing, structure, and exit considerations before you commit. We're paid by the lender at closing — never an upfront fee.

Streamlined approvals

Tech-enabled onboarding delivers decisions in days, not weeks — 2–5 days for bridge and working capital.

Client stories

Real deals. Real outcomes.

From hotel acquisitions to value-add multifamily, sponsors trust Caplli to find the right capital partner — and close.

Caplli closed our $12M hotel acquisition in under 60 days when our previous lender backed out at the last minute. They knew exactly which bank to call.
Funded
$12,000,000
Use
Hotel acquisition

David Patel

Principal, Patel Hospitality Group · Dallas, TX

We needed bridge capital fast for a value-add multifamily play. Caplli had a term sheet in 48 hours and closed in 11 days. The take-out is already lined up.
Funded
$6,500,000
Use
Bridge / multifamily

Sarah Chen

Managing Partner, Chen Capital · Plano, TX

SBA 504 for our owner-occupied office acquisition — 90% financing, 25-year amortization. Caplli walked us through every document. Smoothest deal we've done.
Funded
$3,800,000
Use
SBA 504 owner-occupied

Marcus Reyes

Owner, Reyes Construction Holdings · Fort Worth, TX

Capital sourced from

  • National & regional banks
  • SBA preferred lenders
  • Fannie Mae / Freddie Mac
  • HUD / FHA
  • CMBS conduits
  • Private debt funds
Common questions

Questions, answered

Is Caplli a lender or a broker?

Caplli is a commercial finance broker and capital advisor. We don't lend our own balance sheet — we match your deal to the right lender from our nationwide network of banks, credit unions, agency, debt funds, SBA Preferred Lenders, and private capital sources.

What size loans does Caplli arrange?

Most of our deals are between $1M and $50M+. We focus on commercial real estate (CRE), hotel and hospitality, multifamily, construction, SBA 7(a) and 504, bridge / hard money, and large-balance working capital. We can occasionally accommodate smaller deals where the structure is a fit.

How fast can you close a commercial loan?

It depends on the product. Bridge and hard money loans typically close in 5–15 business days. Working capital and lines of credit close in days to a couple of weeks. Conventional CRE and SBA loans typically close in 30–90 days. Hotels with franchise approvals can take 45–75 days.

What property types do you finance?

We arrange financing for hotels and hospitality (flagged, boutique, independent), multifamily (5+ units), retail, office, industrial, mixed-use, self-storage, owner-occupied commercial, and ground-up construction. If it's commercial and income-producing, we can usually find a fit.

Do I need to be in Texas to work with Caplli?

No. Caplli is headquartered in Dallas and serves the entire DFW Metroplex (Fort Worth, Plano, Frisco, Irving, Garland, McKinney, Arlington, Flower Mound), but we arrange financing nationwide across all 50 states.

What documents will I need to apply?

For CRE: rent rolls, T-12 P&L, property photos, sponsor financial statement, REO schedule, and the purchase contract or refinance summary. For SBA and business loans: 3 years of business and personal tax returns, YTD financials, and bank statements. We'll send a precise list once we understand the deal.

Will applying affect my credit?

No. Our initial application uses soft credit and business profile data only. A hard credit pull happens only once a specific lender begins formal underwriting, with your express consent.

What does it cost to use Caplli?

Pre-qualification and term sheet sourcing are free. Caplli is compensated by the lender at closing, similar to a real estate broker — never by an upfront fee from you. Where market-standard origination points apply, they are clearly disclosed in advance.

Don't see yours? Get in touch or call (945) 235-6904 .

Start your deal

Building a smarter path to funding.

Hotel acquisition, multifamily refinance, ground-up construction, or an SBA-backed owner-occupied deal — tell us the shape of it and we'll tell you which of our 500+ lenders will actually finance it.

Free to get a term sheet · No upfront fees · Soft credit only