Loan products

Commercial financing, matched to your deal.

Eight product families covering the full commercial lending spectrum — from $500K bridge loans to $50M+ CMBS, agency multifamily, and SBA. Same broker desk. One application.

CRE loan

Commercial Real Estate Loans

Acquisition, refinance, and value-add financing for retail, office, industrial, mixed-use, and other income-producing commercial properties nationwide.

Amount
$1M – $50M+
Term
5 – 30 years
Time to fund
30 – 60 days
Rates
Competitive market rates
See details

Hotel loan

Hotel & Hospitality Financing

Specialized capital for hotel acquisitions, refinances, PIPs, and ground-up construction. Flagged, boutique, and independent properties — limited service to full service.

Amount
$2M – $50M+
Term
5 – 25 years
Time to fund
45 – 75 days
Rates
Competitive market rates
See details

Construction loan

Construction Loans

Ground-up construction and major renovation financing for commercial, multifamily, hospitality, and mixed-use developments. Interest-only during construction.

Amount
$1M – $50M+
Term
12 – 36 months (interest-only)
Time to fund
45 – 90 days
Rates
Competitive market rates
See details

Bridge loan

Bridge & Hard Money Loans

Fast, asset-based capital for time-sensitive deals — value-add acquisitions, recapitalizations, distressed purchases, and bridge-to-perm scenarios.

Amount
$500K – $25M
Term
6 – 36 months
Time to fund
5 – 15 business days
Rates
Asset-based pricing
See details

SBA loan

SBA 7(a) & 504 Loans

Government-guaranteed financing with the longest terms and lowest down payments — for owner-occupied real estate, business acquisitions, and major equipment.

Amount
$500K – $5M (7a) / $5M+ (504)
Term
10 – 25 years
Time to fund
45 – 90 days
Rates
Prime + competitive spread
See details

Multifamily loan

Multifamily Property Loans

Acquisition, refinance, and construction financing for apartment buildings — small balance to large institutional. Agency, bank, debt fund, and HUD options.

Amount
$1M – $50M+
Term
5 – 35 years
Time to fund
45 – 90 days
Rates
Agency-competitive
See details

Working capital

Working Capital & Business Lines of Credit

Flexible operating capital — revolving lines, term loans, and business credit cards — for cash-flow management, growth, and opportunity capture.

Amount
$100K – $5M
Term
Revolving / 1 – 5 years
Time to fund
5 – 15 business days
Rates
Prime + competitive spread
See details

Factoring

Invoice Factoring & A/R Financing

Convert outstanding receivables into immediate working capital. Approval based on your customers' credit, not yours. Ideal for B2B and B2G businesses.

Amount
Up to $10M facility
Term
30 – 90 days per invoice
Time to fund
1 – 2 business days
Rates
1% – 4% per month
See details

Not sure which product fits your deal?

Submit your deal to Caplli — we'll match it across our 500+ lender network and pull competing term sheets in 5–10 business days.