Loan products

Commercial financing, matched to your deal.

Eight product families covering the full commercial lending spectrum — from $500K bridge loans to $100M+ CMBS, agency multifamily, and SBA. Same broker desk. One application.

CRE loan

Commercial Real Estate Loans

Acquisition, refinance, and value-add financing for retail, office, industrial, mixed-use, and other income-producing commercial properties nationwide.

Amount
$1M – $100M+
Term
5 – 30 years
Time to fund
30 – 60 days
Rates
Competitive market rates
See details

Hotel loan

Hotel & Hospitality Financing

Specialized capital for hotel acquisitions, refinances, PIPs, and ground-up construction. Flagged, boutique, and independent properties — limited service to full service.

Amount
$2M – $100M+
Term
5 – 25 years
Time to fund
45 – 75 days
Rates
Competitive market rates
See details

Construction loan

Construction Loans

Ground-up construction and major renovation financing for commercial, multifamily, hospitality, and mixed-use developments. Interest-only during construction.

Amount
$1M – $100M+
Term
12 – 36 months (interest-only)
Time to fund
45 – 90 days
Rates
Competitive market rates
See details

Bridge loan

Bridge & Hard Money Loans

Fast, asset-based capital for time-sensitive deals — value-add acquisitions, recapitalizations, distressed purchases, and bridge-to-perm scenarios.

Amount
$500K – $50M+
Term
6 – 36 months
Time to fund
5 – 15 business days
Rates
Asset-based pricing
See details

SBA loan

SBA 7(a) & 504 Loans

Government-guaranteed financing with the longest terms and lowest down payments — for owner-occupied real estate, business acquisitions, and major equipment.

Amount
$500K – $5M (7a) / $5M+ (504)
Term
10 – 25 years
Time to fund
45 – 90 days
Rates
Prime + competitive spread
See details

Multifamily loan

Multifamily Property Loans

Acquisition, refinance, and construction financing for apartment buildings — small balance to large institutional. Agency, bank, debt fund, and HUD options.

Amount
$1M – $100M+
Term
5 – 35 years
Time to fund
45 – 90 days
Rates
Agency-competitive
See details

Working capital

Working Capital & Business Lines of Credit

Flexible operating capital — revolving lines, term loans, and business credit cards — for cash-flow management, growth, and opportunity capture.

Amount
$100K – $5M
Term
Revolving / 1 – 5 years
Time to fund
5 – 15 business days
Rates
Prime + competitive spread
See details

Factoring

Invoice Factoring & A/R Financing

Convert outstanding receivables into immediate working capital. Approval based on your customers' credit, not yours. Ideal for B2B and B2G businesses.

Amount
Up to $10M facility
Term
30 – 90 days per invoice
Time to fund
1 – 2 business days
Rates
1% – 4% per month
See details

Residential investment

Residential Investment (1–4 Unit) Loans

DSCR and non-QM financing for single-family rentals, duplexes, triplexes, and fourplexes. Qualify on the property's cash flow — not your personal DTI. Portfolio loans for investors with 5+ doors.

Amount
$100K – $3M per property
Term
5 – 30 years
Time to fund
15 – 30 days
Rates
DSCR-based pricing
See details
How it works

Four steps, start to funded

Whichever product fits, the process is the same.

  1. 1

    Apply online

    ~5 min

    A brief application — property, sponsor, capital request. About five minutes.

  2. 2

    Due diligence

    2–4 days

    A consultant calls you, then we build the financial profile from your documents — DSCR, LTV and cash flow verified and packaged into an underwriting-ready file.

  3. 3

    Smart matching

    Parallel

    Your deal goes to the lenders with active appetite for it. We negotiate, then bring you offers to compare side by side.

  4. 4

    Get funded

    You choose

    You pick the term sheet. Bridge closes in 5–15 days; CRE and SBA in 30–90.

Questions

Choosing a loan — common questions

Which loan product is right for my deal?

It depends on what secures the loan and how fast you need it. Owner-occupied property and business acquisition usually route to SBA; stabilised investment property to conventional CRE or agency; speed and transitional assets to bridge. If you are not sure, the qualifier will route it for you — or tell us the shape of the deal and we will.

What is the minimum loan amount?

Most of our products start at $1 million. SBA 7(a) and bridge start lower, from around $500K. We can occasionally accommodate smaller deals where the structure is a fit.

How fast can I close?

Bridge and private money typically close in 5–15 business days. Conventional CRE and SBA run 30–90 days, depending on appraisal, environmental and the lender's committee schedule. The diligence we do upfront is what keeps those timelines from slipping.

Do you lend outside Texas?

Yes — all 50 states. We are based in Dallas–Fort Worth, but the lender network is nationwide and most of our deals close outside Texas.

Can I refinance an existing loan?

Yes, both rate-and-term and cash-out. One thing worth knowing early: SBA cannot fund a cash-out, though it can add working capital for growth on top of a refinance. A genuine cash-out is a conventional or private-money structure.

Ready when you are

Not sure which product fits?

Submit your deal and we'll route it to the right product and the lenders with appetite for it — or talk it through with an advisor first.

Start your application → Schedule a call

Free quote, no credit check.