Free tool · 90 seconds · No credit pull

Am I fundable?

Answer 8 quick questions about your deal — asset, size, structure — and see which of Caplli's 500+ lender categories will actually engage. Not a credit check. Not a commitment. Just clarity.

1 / 8

What are you financing?

Pick the closest match — we'll refine on the application.

This is an indication — not a commitment. Real approvals depend on appraisal, sponsor docs, and current lender appetite.

How the tool works

From your inputs → matched lenders

  1. 01

    You answer

    8 questions about the deal — asset class, size, purpose, timing, sponsor experience, credit, DSCR, LTV. Runs in your browser only.

  2. 02

    We map

    Your inputs map to which of 7 lender categories (bank, agency, SBA, CMBS, debt fund, bridge, working capital) typically engage on that deal shape.

  3. 03

    You get clarity

    Verdict (Fundable / Marginal / Restructure), matched categories with fit notes, and top reasons. Optional: send the write-up + get a Caplli intro.

Frequently asked

Is this a credit check?

No. Nothing you enter is sent to a credit bureau. We estimate fundability based on the deal shape (asset, size, DSCR, LTV, credit tier) — a real approval requires the full application and credit pull, which happens in the borrower portal.

How accurate is the verdict?

It's a directional check, not a commitment. We map your inputs to which lender categories will typically engage on that deal profile. Real term sheets depend on appraisal, sponsor financials, market conditions, and each lender's current appetite. The tool is 80% accurate on 'fundable vs restructure' at this level of information.

What if my deal comes back 'Restructure needed'?

That verdict means mainstream lenders won't fund it as sized today — usually one of DSCR, LTV, credit, or timing needs to shift. Talk to a Caplli advisor: often we can restructure into a fundable shape (equity injection, split debt stack, phased draw for construction, seller financing on standby for acquisitions).

Who sees my answers?

Only Caplli's capital markets team, and only if you submit your email at the end. The quiz itself runs entirely in your browser — nothing is stored unless you request the follow-up report.

Which loan types does this cover?

Commercial real estate (retail / office / industrial / mixed-use), hotel & hospitality, multifamily (5+ units), owner-occupied CRE, business acquisitions, and working capital / lines of credit. From $500K to $50M+. Nationwide with a Texas-based team.

Have a real deal to place?

Skip the quiz — submit your file to Caplli directly. We'll match it to the right lender category and typically deliver competing term sheets in 5–10 business days.