Current campaigns

Limited-time pricing, by asset class

Lenders open short windows to win business in a particular asset class. These are the ones we can place deals into right now — with the deadlines that come attached.

Limited-time offer · Ends Jan 31

Already own the building you operate from?
Rates from 5.65%*

Size your loan and payment below, then we'll tell you whether your file fits this pricing.

  • 5-year fixed · 15-year amortization

    5.65%

    To 85% of value

  • 5-year fixed · 20-year amortization

    5.70%

    To 85% of value

  • 5-year fixed · 25-year amortization

    5.75%

    To 75% of value

See if I qualify → Apply now
  • Purchase or refinance
  • No credit pull

*Indicative pricing on owner-occupied commercial real estate, quoted before Caplli's standard loan fee. To hold it, a commitment letter must be signed by 1/31/2027 and the loan must close by 3/31/2027. Your final rate and structure are set by full underwriting and lender approval. Caplli arranges commercial finance and is not a lender.

Other special offers

Different asset class, different lender appetite.

Limited-time offer · Ends Dec 31

Buying the building your business operates from?
Rates from 6.00%*

Campaign pricing on 7(a) where the deal includes the commercial property — the structure that earns the longest amortization and the sharpest rate.

  • SBA 7(a) · to 25-year amortization

    6.00%

    Loans to $5M · property must be included

See if I qualify → Apply now
  • Owner-occupied — the business must trade from the property
  • Purchase, refinance or expansion including the real estate
  • No credit pull

*Indicative pricing on SBA 7(a) loans secured by owner-occupied commercial real estate, quoted before Caplli's standard loan fee. Your final rate and structure are set by full underwriting and lender approval. Caplli arranges commercial finance and is not a lender.

Limited-time offer

Multifamily deal on a deadline?
Rates from 6.50%*

Bridge funding to take down the asset now, interest-only while you stabilise it, then a refinance once the numbers are there.

  • 3-year interest-only

    6.50%

    To 70% of value · 1.00× DSCR floor

See if I qualify → Apply now
  • $1M–$20M
  • Purchase or cash-out refinance
  • Built for tight closing timelines

*Indicative pricing on multifamily bridge loans, quoted before Caplli's standard loan fee. Your final rate and structure are set by full underwriting and lender approval. Caplli arranges commercial finance and is not a lender.

Standard pricing

What these offers are cheaper than

Our usual starting points across every product we place. A campaign is only worth chasing if it beats the normal route — here is the normal route.

Product Range Amort
Commercial real estate (permanent) $1M – $100M+ 25-yr amort
Multifamily (agency) $1M – $100M+ 30-yr amort
HUD / FHA multifamily $1M – $100M+ 35–40 yr amort
Residential investment (DSCR / Non-QM) $100K – $3M 30-yr amort
Fix & flip $75K – $1.25M I/O · 9–24 mo
Residential bridge $50K – $5M I/O · 12–36 mo
SBA 7(a) with real estate $500K – $5M 25-yr amort
SBA 7(a) business only $500K – $5M 10-yr amort ⚠
SBA 504 $500K – $25M+ 10 / 20 / 25-yr
SBA Express working capital $50K – $500K 10-yr amort
USDA B&I (rural) $1M – $25M up to 30 yr
Bridge / private capital $500K – $50M+ I/O · 12–36 mo
Construction $500K – $50M I/O during build
C-PACE up to $200M up to 30 yr
Equipment finance $10K – $50M 3 – 10 yr
Receivables / factoring $10K – $40M revolving

Indicative starting rates, not quotes — final pricing depends on the deal, the sponsor and full underwriting.

How it works

Four steps, start to funded

However the pricing is won, the process behind it is the same.

  1. 1

    Apply online

    ~5 min

    A brief application — property, sponsor, capital request. About five minutes.

  2. 2

    Due diligence

    2–4 days

    A consultant calls you, then we build the financial profile from your documents — DSCR, LTV and cash flow verified and packaged into an underwriting-ready file.

  3. 3

    Smart matching

    Parallel

    Your deal goes to the lenders with active appetite for it. We negotiate, then bring you offers to compare side by side.

  4. 4

    Get funded

    You choose

    You pick the term sheet. Bridge closes in 5–15 days; CRE and SBA in 30–90.

Before you count on a rate

Questions about limited-time pricing

How long do these rates last?

Each offer carries its own deadline, shown on the block itself. Pricing is held only if a commitment letter is signed and the loan closes inside those dates. Lenders withdraw or reprice campaigns at short notice, so a rate shown today is not a quote until it is in writing on your file.

Is this a quote?

No. It is indicative pricing for deals that fit a specific profile. Your actual rate comes out of full underwriting — the property, the cash flow, your credit and the structure all move it. We tell you where you land before you commit to anything.

What makes a deal qualify?

Each offer names its asset class and its loan-to-value ceiling. Beyond that the usual tests apply: the property's income has to cover the payment with room to spare, and the borrower has to be creditworthy. Run the calculator and we will tell you plainly whether your file fits.

Does it cost anything to find out?

Checking your numbers is free and involves no credit pull. A $500 credit review and due diligence fee applies once you submit a full application, and it is refunded in full if we cannot get you terms.

Why would a lender price below market?

Lenders run campaigns to hit targets in a particular asset class or region, and they move allocation around through the year. We see those windows across a nationwide network and bring them to the deals they suit. That is the whole job.

Ready when you are

Think your deal fits?

Start the application and we'll tell you honestly whether it clears the bar for this pricing — or talk it through first if you'd rather.

Start your application → Schedule a call

Free quote, no credit check.